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Showing posts with the label Insurance

Rhinovirus Explained: Why We Get the Common Cold

Rhinovirus: The Complete article to the Common Cold Understanding the world's most prevalent infectious agent - from virology to prevention Dr. Sarah Johnson, Virologist Rhinovirus  Introduction Virology Transmission Symptoms Diagnosis Treatment Prevention FAQ Introduction to Rhinovirus Rhinovirus is the most common viral infectious agent in humans and the primary cause of the common cold. Responsible for approximately 30-50% of all adult cold cases and an even higher percentage in c...

Dental Insurance

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Survey Results Published on Why People Delay Dental Care During the height of the COVID-19 pandemic, many dental offices across the country were closed. Even after they reopened, there were many Americans who delayed dental care. Regardless of the reason, putting off needed dental care carries the risk of worsening oral health, as conditions may worsen or contribute to additional problems with the teeth or gums. To further explore the issue, DentalInsurance.com commissioned a nationwide study to investigate the many factors that may be behind delayed dental care. Why Do You Need Dental Insurance? Dental insurance is more than just a beautiful smile, although that is certainly important. Quality dental coverage encourages you to visit your dentist regularly for routine care and an assessment of your oral health. Poor oral health can negatively affect your overall physical health. For example, periodontitis, more commonly known as gum disease, is linked as a risk factor for several...

Cheap Car Insurance

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Cheap Car Insurance Quotes Online You want good but cheap car insurance. You also want flexible payment plans, low down payments and the coverage you deserve. Get all this and more when you buy your car insurance online at The General. To be honest, no other car insurer compares to us when it comes to affordable prices and great service. This is our dedication to you. We have a flexible plan for you, whatever your situation. This includes: New car owners Drivers with a history of driving violations or accidents Drivers with lapsed auto insurance policies Drivers requiring an SR-22 Individuals with less-than-perfect credit Drivers who want to manage their policy via an app or online Anyone looking for a more affordable car insurance policy Flexible and Cheap Insurance Coverage Other insurance companies may not offer you affordable rates and flexible payment plans if you're considered a high-risk driver, but that's not a problem with The General. We accept most cars a...

What is renters insurance?

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The place you rent is your home, and like a home, you want to protect it. Allstate renters insurance is not only reliable, but it's also affordable and may cost less than you think. Get peace of mind knowing you have quality coverage from a brand you can trust. Similar to home insurance, renters insurance is a policy that protects you, your belongings and your living arrangements. It also usually includes other coverages such as family liability coverage, additional living expenses and guest medical coverage. How much is renters insurance? An Allstate rental policy has an average monthly price of about $16¹. If you also insure your car with Allstate, you can pay as little as $4* per month. Request a renters insurance quote from Allstate today. What does renters insurance cover? Renters insurance, also known as renter's insurance, protects you and your belongings. Covers electronics, clothing, bikes and more Protect against theft, whether at home or elsewhere H...

Health Insurance

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 What Is Health Insurance? Health insurance is a contract between a company and a consumer. The company agrees to pay all or some of the insured person's health care expenses in exchange for the payment of a monthly premium. The contract is usually a one-year agreement, during which the insurer will be responsible for paying specific expenses related to illness, injury, pregnancy or preventive care. Health insurance deals in the US usually come with exclusions from coverage, including: A deductible that requires the consumer to pay certain "out-of-pocket" health care costs up to a maximum amount before the company's coverage begins One or more co-payments that require the consumer to pay a certain portion of the cost for specific services or procedures Kye Takeaway  Health insurance pays most medical and surgical expenses and preventive care expenses incurred by the insured person in exchange for a monthly premium payment. In general, the higher the monthly prem...

Life Insurance Quotes

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 What is life insurance? Life insurance is a contract in which a policyholder pays premiums in exchange for a lump sum death benefit payable to policy beneficiaries. The lump sum benefit is paid when the policyholder either dies or a certain time has passed. Life insurance policies can help provide financial security by replacing lost income and covering expenses. If you're looking for a life insurance policy, we've got you covered. GEICO Insurance Agency, LLC has teamed up with partners to offer affordable life insurance options to meet your family's needs. Get a life insurance quote online or call us at (888) 532-5433 to get the peace of mind knowing your loved ones will be protected. What do you need to start a life insurance quote? Know how much debt is outstanding on things like mortgages, loans, etc. Specific information about medical conditions Income level and occupation Common medical information you may be asked about includes height, weight, blood pre...

Indemnity: What It Means in Insurance and the Law

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 What Is Indemnity? Indemnity is a comprehensive form of insurance compensation for damages or losses. When the term indemnity is used in a legal sense, it can also refer to an exemption from liability for damages. Indemnity is a contractual agreement between two parties. In this agreement, one party agrees to pay for potential losses or damages caused by another party. A typical example is an insurance contract, in which the insurer or the indemnifier agrees to compensate the other (the insured or the indemnified) for any damage or loss in exchange for premiums that the insured pays to the insurer. With indemnity, the insurer indemnifies the policyholder – that is, it promises to compensate the individual or business for any covered loss. KEY TAKEAWAYS Indemnity is a comprehensive form of insurance compensation for damages or losses. In this type of agreement, one party agrees to pay for potential losses or damages caused by another party. A typical example is an insur...

Home Insurance

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 Switch and you can save on home insurance. Get a free home insurance quote today to protect your investment. Why GEICO? See how affordable your home insurance can be GEICO Home Insurance is a property insurance policy that provides coverage for your private residence. A homeowner's policy typically covers loss and damage to a personal residence, as well as furniture and certain other assets within your home. Home insurance can also provide liability coverage against certain types of accidents that occur inside your home or on your property. Personalized Coverages Customize your home insurance with the coverages you need. Why do you need home insurance? Home insurance protects one of your most important investments and provides protection for you against accidents in your home or on your property. Home Insurance What is a home warranty? A home warranty (or Home Warranty Service Agreement as we call it) is a powerful budget protection tool for homeowners. Learn more abou...