Cheap Car Insurance Quotes Online
You want good but cheap car insurance. You also want flexible payment plans, low down payments and the coverage you deserve. Get all this and more when you buy your car insurance online at The General.
To be honest, no other car insurer compares to us when it comes to affordable prices and great service. This is our dedication to you. We have a flexible plan for you, whatever your situation. This includes:
- New car owners
- Drivers with a history of driving violations or accidents
- Drivers with lapsed auto insurance policies
- Drivers requiring an SR-22
- Individuals with less-than-perfect credit
- Drivers who want to manage their policy via an app or online
- Anyone looking for a more affordable car insurance policy
Flexible and Cheap Insurance Coverage
Other insurance companies may not offer you affordable rates and flexible payment plans if you're considered a high-risk driver, but that's not a problem with The General. We accept most cars and drivers and will cover you when other insurers won't.
We can help you get the coverage you need, starting with a free auto insurance quote. In fact, in some states you may even qualify for a better price if you've had any auto coverage in the past 5 years.
Has your license been suspended or revoked? This is a deal breaker for many other insurance companies, but at The General we strive to help you get quality insurance at the same flexible rates as other drivers. All you need is a previous license with a driver's license number and we'll help you reinstate your car insurance after a coverage lapses.
Why do people buy their car insurance from us? The answers are easy to understand! One main reason is high quality at a good price as we offer cheap car insurance. Another reason is just as important: family and friends recommend The General to them. For nearly 60 years, we've proven we're there when you need us. Our records speak for themselves, which is why so many satisfied customers recommend us to their loved ones.
Affordable Car Insurance Policies
Not only does The General make car insurance policies affordable, we also make paying your premiums easy. Choose the payment option that best suits your needs. Maybe it's a monthly payment plan, automatic payments by credit or debit card, or cash. You can even split payments if you have multiple drivers making payments.
At The General, nothing is more important to us than our commitment to our customers. You get cheap car insurance with not only the flexibility you want, but also the quality in customer service. At General, that's how we roll.
Get a Free Quote, Pay Online, Get Instant Proof of Insurance
If you have 2 minutes, get a free auto insurance quote online. Once you understand how affordable our car insurance policies are, go ahead and pay your premium online using the method of your choice. Once you've completed the process, you can even get instant insurance validation and hit the road the same day!
Other major national auto insurance companies offer many of the same benefits. The difference is that they may not offer these options, if they offer coverage at all, to higher-risk drivers. At The General you can choose all the traditional coverage options, regardless of your level of risk. This includes:
- Liability insurance
- Collision and comprehensive coverage
- Medical payments coverage
- Uninsured or underinsured motorist - bodily injury
We'll make sure your policy meets all minimum state requirements. If you want to purchase more coverage for additional protection in the event of an accident and to protect your hard-earned assets, we have options! That's what auto insurance is for: driver protection and peace of mind.
General offers you a cheap car insurance policy, but we don't skimp on service. Our customers receive the best in customer service, another factor that sets us apart from our competitors.
When you contact General for your free online car insurance quote, you don't need to provide any personal information. All that is required is your postcode and the type of car you plan to insure. Get your quote in less than 2 minutes.
Once you find out how affordable our rates are, then go ahead and buy your cheap car insurance online. If you prefer, save the quote and come back to it later. We're sure you'll come back because we offer great rates for higher-risk drivers. You'll also love our low payouts.
Payments and Payment Flexibility at The General
What payment plans does The General offer for its affordable car insurance?
At The General, it's our business to make car insurance affordable. From the beginning, you will know the amount of your initial down payment and all subsequent monthly payments. This information comes with your free auto insurance quote so you can make an informed decision. You can even choose your due date!
Can payments for my low-cost car insurance be automatically charged to my credit card or withdrawn from my bank account each month?
If you want to automatically pay your affordable auto insurance policy every month, go ahead. You can choose a credit card, including Visa, Mastercard, Discover and Amex, or have the premium deducted from your bank account. Not only is auto pay a huge time saver, but you know your car insurance is being paid.
Can I make my monthly payments online?
Nothing is simpler than paying for your car insurance policy online. Simply log in to MyPolicy, our self-service site, then decide whether your payments are made via credit card or bank transfer and you're done. That's how easy it is.
With MyPolicy, you can view your policy online and make changes or renewals, or you can use our award-winning mobile app to perform the same tasks or submit a claim.
Do I get a discount if I pay my policy in full?
In most states, customers who pay in full receive a discount. Where possible, discounts are also offered to customers who pay in full for 6 and 12 month policies. Depending on the state, discounts may be available if you choose to pay quarterly.
No matter what your decision is, you know you're getting the cheapest car insurance on the market. In most states, The General offers other discount options, including multi-car discounts for insuring more than one vehicle and a homeowner's discount if you own your home. For the latter, it doesn't matter who insures your home - you may still qualify for the discount.
Other discounts may include (not available in all states & subject to verification):
- Academic achievement discounts for full-time students
- Vehicles with factory-installed passive restraints
- Successful completion of a defensive driving course
There is also a safe driver discount if you have a clean driving record for 3-5 years. You may live in a state that allows a single-deductible double deduction. It doubles your deductible for the first 45 days after you purchase your policy.
Does marital status affect the cost of car insurance?
Some insurers offer car insurance discounts to married couples as married people are considered lower risk drivers. If you get divorced, you may end up paying more for coverage than a married person. However, General makes it easy for divorcees and singles to get cheap car insurance. Get a quote or talk to a customer service representative to see how your marital status will affect your coverage plan.
Do rates go up if I get a moving violation?
In many cases, insurance rates may increase after a moving violation or after an accident because you are considered a higher risk than before. (However, some states don't pay for a first moving violation or if the accident was under a certain amount.) Regardless, with general deductibles and affordable rates, you'll be able to keep your coverage even with a record of imperfect direction.
How can my teenager get cheap car insurance?
Young teenage drivers can benefit greatly from adding coverage to their parents' car insurance. Plus, teenagers should take advantage of General's academic performance discount for even cheaper auto insurance available in some states. Also, in some states, drivers who have a learner's permit may not require additional coverage and you will only be charged when they are fully licensed!
How to get cheap car insurance?
You don't know if your car insurance is cheap unless you compare quotes. Some car insurance policies may seem cheap, but they're not worth it if they don't provide the coverage you need in the event of a collision.
Before you search for your cheap car insurance, you need to find out what you need in terms of coverage. Then shop around for the best prices. Some car insurance companies include so many options that it can be difficult to decide what is actually included in the quote.
Always understand exactly what you are paying for before you buy cheap car insurance. You don't want to find out after an accident that you are not covered. Your best bet is to go with a company with a long history and excellent track record in providing affordable auto insurance, like The General.
Where can I get cheap car insurance?
Everyone wants affordable car insurance. You may already be searching for "cheap car insurance near me," but you may not always need to search for a local insurance agent when you have access to the Internet.
One of the best, and certainly the easiest, ways to get cheap car insurance is to search for cheap car insurance online. Just enter your postcode and age and you'll get a basic premium quote. Get at least 3 quotes so you have a good idea of your premium ballpark amount.
Once you get a cheap car insurance quote online that suits your needs and wallet, you can buy that policy on the spot. Before you can get your exact quote, you'll need to provide more information, including driver's license and vehicle identification numbers for all drivers and vehicles in your household. In just a few minutes you will have car insurance!
Is The General car insurance cheap?
General offers affordable car insurance for high-risk drivers. Some of our customers were unable to obtain coverage from another insurer; at The General, we cover most drivers. Our payment plans are flexible and benefit even high-risk drivers. We know things happen and will give drivers another chance. A few missed payments during a difficult time in your life shouldn't stop you from getting insurance again. The same applies if your credit score is below average.
We specialize in cover for those with a history of driving offenses and for drivers whose insurance has lapsed or lapsed. Drivers may qualify for some of our discounts, including driver training and great student discounts.
We also offer fast car insurance. Start by checking a quote online, then buy a policy in just 12 minutes. You get an insurance card to print and you can get behind the wheel and go.
How much does cheap car insurance cost?
How much cheap car insurance costs depends on several factors. You should always carry the minimum amount of liability coverage required by your state, and this varies. For most drivers, it makes sense to buy more than the minimum to protect your assets in the event of an accident.
If you lease your car or still owe money on it, your contract almost certainly says you need to buy comprehensive and collision coverage. Also, if you rent out your car, you may be required to carry increased liability limits. If you own your car outright, you can decide whether it's worth buying comprehensive and collision insurance. Keep in mind that you will need enough money to replace your vehicle if your car is totaled if you do not have collision coverage.
Depending on your state, what you pay for car insurance may depend on your driving record, age, zip code and credit rating. While the other categories make sense - zip codes show the number of traffic accidents in your city.
What happens if you can't afford car insurance?
If you can't afford car insurance, you can't drive. Driving without insurance is illegal in most states and getting caught driving without insurance can really get you down. In addition to paying heavy fines, you may lose your license and/or registration. If you get into an accident, you have to pay for all the damages out of your own pocket. In a worst-case scenario, you could be sued for damages, which could affect any assets you own.
When you try to buy a car insurance policy, you will end up paying more. In some states, the difference in premiums for a lapsed driver can be 30% higher than the standard rate.
That's why The General is committed to helping drivers by providing affordable car insurance, even cheap full coverage car insurance. With affordable coverage, drivers have transportation to and from work and transportation for their families.
